How long before corporations and small businesses alike demand a simplified, universal, single-payer healthcare system to level the playing field and allow small businesses to attract the same talented workers as bigger ones can?
One of the reason for staying at an organization is for the benefits — perhaps someone in the family has some long-term or chronic healthcare issues: to change employees might mean losing continuity of care or even basic coverage, not a risk a responsible person wants to take.
How long? 20 – 25 years?