So with that said, we’ll leave with his words from “A Decalogue of Canons for Observation in Practical Life”:
1. Never put off till to-morrow what you can do to-day.
2. Never trouble another for what you can do yourself.
3. Never spend your money before you have it.
4. Never buy what you do not want, because it is cheap; it will be dear to you.
5. Pride costs us more than hunger, thirst, and cold.
6. We never repent of having eaten too little.
7. Nothing is troublesome that we do willingly.
8. How much pain have cost us the evils which have never happened.
9. Take things always by their smooth handle.
10. When angry, count ten, before you speak; if very angry, a hundred.(Randall, Henry S. The Life of Thomas Jefferson, Volume 3. New York: Derby & Jackson, 1858, p.525.)
Some of these have been attributed to other sages, like Franklin, I think. But following even half of these would be worthwhile. I could use help with 1, 3 (though not so much as when I had money), 6, and perhaps 10.